Graduate on Time
And Hit The Ground Running

With flat-rate tuition, graduate in 4 years at a lower cost, explore areas of academic interest and start your career sooner.

Graduate In 4 Years – Start Your Career Sooner​Starting in Fall 2019, undergraduate students at the University of St. Thomas who take between 12 and 18 credit hours will pay one flat tuition rate. The purpose of flat-rate tuition is to help students graduate in four years at a lower cost.

The flat tuition rate is set at $15,400 per semester and $30,800 for a full two-semester academic year.

Flat-rate tuition applies only during fall and spring semesters. During summer semesters, students pay tuition per credit hour at the reduced rate of $550 per credit.

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Get your degree faster

Get your degree faster

​Flat-rate tuition makes it easy to get your degree in four years. To earn a degree at the University of St. Thomas, you must complete 126 credit hours. Assuming you attend for four years – four fall and four spring semesters – you need to complete an average of 15.75 credit hours per semester. 

Start your career sooner

Start your career sooner

​Beginning your career a year or two early means you’ll be earning income instead of paying tuition, increasing your lifetime earnings and savings and reducing college debt.


Save money and simplify financial planning for college

Save money & simplify financial planning for college

​When you graduate in four years instead of five or more, you’ll save money on tuition and all other college-related expenses. With flat-rate tuition, the cost of tuition is predictable and known in advance.

Explore areas of academic interest

Explore areas of academic interest

​You can take up to 18 credit hours for the same cost as 12, meaning you have greater freedom to explore different courses outside your major and broaden your base of knowledge. Complete a double major or get a minor more quickly and affordably.

Flat-rate tuition is a single, flat tuition rate for a predefined band of credits taken. For a UST undergraduate student, the band is 12 to 18 credits.

Flat-rate tuition helps students graduate faster and lowers the cost of attending college. Students have an incentive to take 15 or more credit hours per semester so they can graduate in four years. Graduating in four years instead of five or more means students save money on tuition and earn more money by starting their careers sooner.

Financial aid eligibility will likely not be affected. Financial aid may be limited beyond the fourth year of college, and students generally must enroll in a minimum number of hours to receive financial aid. With flat-rate tuition, students have an incentive to enroll in more than the minimum hours required and earn their degree within four years.

Students enrolled in fewer than 12 hours will pay the per credit hour tuition rate or $1,100 per credit hour.

Students enrolled in more than 18 credit hours will pay the flat tuition rate for 18 hours plus the per credit tuition rate of $1,100 for each credit hour over 18. For example, if a student enrolls in 19 credit hours, then the tuition cost is the flat tuition rate of $15,400 plus $1,100 for the 19th credit, totaling $16,500.

Flat-rate tuition will take effect beginning with the Fall 2019 semester.

No. A number of private and public universities have established flat-rate tuition. Evidence shows that with flat-rate tuition, many more students take 15 or more credit hours, meaning they graduate on time and save on the cost of education.

Generally, flat-rate tuition only applies to undergraduate students, but there are some exceptions for graduate students taking courses at St. Mary's Seminary.

No. Students who take summer courses will pay per credit hour at the reduced rate of $550 per credit.

Students enrolled in on-campus programs can include online courses in the tuition band from 12 to 18 hours. Students enrolled in online degree programs are not eligible for flat-rate tuition and must pay for courses per credit hour or according to their program costs as set for that specific program.


When you earn your degree in 4 years, you can start earning a salary in year 5 instead of paying tuition, putting you almost $84,000 ahead.