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Health Insurance Enrollment

Health InsuranceAs of fall 2018, international students are required to purchase the United Health Care (UHC) Plan through Academic Health Plans (AHP). This plan is extremely comprehensive and is compliant with the Affordable Care Act.

Open Enrollment for Spring 2019 is November 11, 2018 – January 25, 2019. Students may submit a waiver if their current plan provides the same (or better) coverage than UHC. Subject matter experts at AHP will review all waivers.

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Health Insurance Requirement

The University of St. Thomas requires all international students to register for comprehensive health insurance. International students must show proof of health insurance while residing in the U.S. as well as informing the OISSS on any updates with your current insurance coverage. Students who fail to comply with this rule will not be able to register for classes.

The minimum requirements for health insurance are as follows:

  • Medical benefits of at least $50,000 USD per accident or illness.
  • Repatriation of remains in the amount of $7,500 USD. If a person dies in a foreign country, he or she is “repatriated” when his or her body is returned to their native country. Repatriation insurance is used for transportation expenses related to returning the deceased to their native country.
  • Coverage of expenses associated with medical evacuation of the student to the home country of up to $10,000 USD.
  • A deductible not to exceed $500 per accident or illness that meets other standards specified in the regulations.

Medical insurance does not include dental or vision services such as routine examinations and eyeglasses. It is highly recommended that you have your eyes and teeth cared for before coming to UST.

How to Telephone an Ambulance

Dial 9-1-1.

This number services health, crime and fire emergencies. Tell the operator that this is a medical emergency.